🚀 Key Features & Functionalities

1. Multiple Payment Methods

• Credit & Debit Cards
  Accept all major cards including Visa, MasterCard, American Express, Discover, RuPay, and more.

• UPI & Wallets
  Enable real-time payments through UPI, Google Pay, PhonePe, Paytm, and other popular wallets.

• Net Banking & Bank Transfers
  Connect with a wide network of banks for net banking and direct account transfers.

• Buy Now, Pay Later (BNPL)
  Offer flexible payment options with BNPL providers integrated directly into the checkout experience.

• EMI Options
  Provide instant EMI facilities with supported banks and cards to enhance customer affordability.
  
  

2. Global Payment Acceptance

• Multi-Currency Processing
  Accept payments in over 100 currencies, with dynamic or fixed currency conversion.

• Cross-Border Settlement
  Simplify international sales with automated FX conversion and global bank settlements.

• Localized Payment Methods
  Offer region-specific options like SEPA, iDEAL, Alipay, WeChat Pay, and more to cater to a global customer base.
  
  

3. Developer-Friendly API & SDKs

• Comprehensive API Suite
  Easily integrate SysfoPay with your website, app, or POS system using RESTful APIs.

• Plugins & SDKs
  Prebuilt plugins for platforms like Shopify, Magento, WooCommerce, and mobile SDKs for Android and iOS.

• Custom Checkout Experiences
  Design branded, responsive, and fully customizable checkout pages with flexible integration models.
  
  

4. Advanced Fraud Prevention & Security

• AI-Powered Fraud Detection
  Real-time monitoring of transactions with machine learning algorithms to detect and block fraudulent activity.

• 3D Secure (2.0)
  Enhance card security and comply with SCA regulations through 3D Secure authentication layers.

• PCI DSS Level 1 Compliance
  Fully compliant with global payment security standards for safe data handling.

• Tokenization & Encryption
  Protect sensitive customer data with advanced encryption and secure tokenization protocols.
  
  

5. Real-Time Analytics & Reporting

• Unified Dashboard
  Get a 360° view of all transactions, settlements, refunds, and payment statuses from one intuitive dashboard.

• Customizable Reports
  Generate downloadable reports by channel, geography, method, or time period for business insights and reconciliation.

• Alerts & Notifications
  Receive real-time alerts on failed transactions, fraud risks, settlement updates, and more.
  
  

6. Seamless Refunds & Dispute Management

• One-Click Refunds
  Process full or partial refunds instantly through the dashboard or API.

• Chargeback Handling
  Simplified dispute management tools with documentation uploads, tracking, and resolution workflows.

• Customer Support Tools
  Built-in support modules to help merchants manage customer payment-related queries efficiently.
  
  

7. Scalable Infrastructure & Performance

• High Uptime & Scalability
  Cloud-native architecture with load balancing and failover support ensures 99.99% uptime.

• Batch Processing & Recurring Billing
  Handle high-volume transactions, subscription payments, and auto-renewals seamlessly.

• White Label Solutions
  Offer branded gateway experiences to partners, resellers, and marketplaces with our white-label platform.
  
  

8. Merchant & Partner Portals

• Role-Based Access
  Assign custom roles and permissions for finance, operations, tech, and customer support teams.

• Partner Onboarding Tools
  API-driven partner onboarding, KYB verification, and commission tracking for payment facilitators and marketplaces.

• Multi-Store & Multi-Channel Support
  Manage multiple business units, online stores, or POS locations from a single interface.